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Tag Archive | "disaster"

Free Red Cross seminar helps workplaces prepare for emergencies


GRAND RAPIDS, Mich., August 9, 2013 – The Red Cross of West Michigan will be hosting a free, half-day seminar in which individuals will learn how to keep their workplace safe and prepared in case of a disaster.

The Workplace Emergency Preparedness Seminar will be at the American Red Cross of Greater Grand Rapids Chapter at 1050 Fuller Ave. NE on September 19 at 9:00 a.m.

“More businesses are realizing the importance of having a plan, so the American Red Cross is making this course available throughout the state,” said Kelly Hudson, Regional Communications Officer for the American Red Cross of West Michigan. “The Greater Grand Rapids Chapter began teaching the seminar in 2011, and has had close to 100 schools, non-profits, and other businesses in West Michigan attend.”

The Workplace Emergency Preparedness Seminar originated in Detroit after the September 11 terrorist attacks in 2001. During that time, many businesses wanted to get prepared but were unsure on where to begin. Attendees will learn what disasters could happen at their workplace, based on their location and nearby facilities, and how to communicate a plan and train employees.

Pre-registration is required to attend the seminar, which is being offered at no cost. To sign up or learn about other dates and locations, contact Jen Moore at jennefer.moore@redcross.org or call (616) 456-8661 ext. 3412.

For more information on how to give, get trained or get involved with the American Red Cross, visit: redcross.org or call 1-800-RED-CROSS.

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Protect Your Business: Make A Plan

A lack of preparation could easily spell disaster for a business.

(NAPSI)—Despite the many risks small businesses face, many remain unprepared to handle the unexpected. One way they can minimize their risks is to create a Business Continuity Plan.


Scary Numbers

Only 6 percent of small-business owners say they’re not at all confident about being adequately protected against a disaster, according to a survey conducted by Travelers at the U.S. Chamber of Commerce America’s Small Business Summit. That same survey found that 44 percent of small businesses are operating without any type of business continuity plan, a plan designed to keep the business operating after an unexpected event.

That false sense of security and lack of preparation could easily spell disaster for a business. One- quarter of small businesses hit by a major disruption never reopen their doors, according to the Insurance Institute for Business & Home Safety. Other data suggests that even if businesses did reopen, most wouldn’t fully recover.


The Solution

A strategic business continuity plan, combined with securing the right insurance coverage, is critical in making sure a business can continue to thrive after a disaster. Policies to consider include a standard multiperil or business owner’s policy and business interruption coverage. Business owners should also talk to their agents about additional options like flood coverage.

Formulating a business continuity plan, depending on the complexity of the business, may only take a few hours and can help ensure a business lasts years after a disaster.

The plan should include everything from important phone numbers of service providers to locations of backup data. For help getting started, business owners can visit www.travelers.com for free tips on developing a plan. These plans can provide the necessary road map to assist in handling a crisis, but they work best when communicated effectively and frequently with employees. Once a business continuity plan is developed, owners should walk employees through different scenarios that can significantly affect a business and explain how to manage the consequences.

Small businesses play a vital role in helping the nation’s economic recovery. Properly protecting a small business through risk management is essential to its long-term survival.



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Intandem Credit Union
Ray Winnie


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