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Tag Archive | "Scammers"

Local business reports spoofing activity


 

By Judy Reed

If you get a phone call from a local number and the caller ID says it’s White Creek Lumber or another local business, be sure it’s them before giving out any personal information.

According to Jane Gosling, of White Creek Lumber, a customer called them recently to let them know the customer had received a phone call and the caller ID showed it as White Creek Lumber—but it wasn’t. Instead, it was someone saying it was their last chance to get a lower rate on their credit card. 

The customer hung up and didn’t give out any information, which is the best thing to do, other than letting it go to voicemail.

According to the Federal Communications Commission (FCC), “spoofing” occurs when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. Spoofing is often used as part of an attempt to trick someone into giving away valuable personal information so it can be used in fraudulent activity or sold illegally. U.S. law and FCC rules prohibit most types of spoofing.

How does spoofing work?

Caller ID lets consumers avoid unwanted phone calls by displaying caller names and phone numbers, but the caller ID feature is sometimes manipulated by spoofers who masquerade as representatives of banks, creditors, insurance companies, or even the government.

Go to https://www.fcc.gov/consumers/guides/spoofing-and-caller-id and scroll down the page to where it says, “How do I file a complaint on suspected spoofing?” and click on “file a complaint.”

You can also print out the Caller ID and Spoofing guide on the same page.

The Federal Trade Commission also takes reports on spoofing. You can visit https://www.ftccomplaintassistant.gov/#crnt&panel1-1 to file a complaint. The FTC then takes the data and compiles and publishes it each day at https://www.ftc.gov/site-information/open-government/data-sets/do-not-call-data to help those working on call blocking technology.

However, if you get a phone call from an 877 number that says it’s the FTC, it’s not. Don’t answer it. Scammers have also been spoofing their number. While the FTC may sometimes call you back about a report, they will not use that 877 number, and they will never ask for sensitive information, such as your bank account or social security number. 

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Scammers use Venmo to fool sellers


 

Trying to make some quick cash, need to sell your items online? Be wary of too good to be true online ads.

From the Better Business Bureau

The money transfer app Venmo can come in handy when you need to pay a coworker back for lunch or send money to friend. Just be wary when using the app with someone you don’t know. Scammers are exploiting it and scamming sellers.

How the Scam Works: 

You are selling a big ticket item (such as a computer, tablet, or car) on Craigslist or another online service. You find an interested buyer, and he or she is ready to make the purchase. But rather than pay with cash, the buyer suggests sending money through Venmo. You’ve used the payment app successfully to transfer money to friends, so you agree.

At first, everything seems fine. You get an alert from Venmo that the buyer sent the money, so you hand over the item. However, a few days pass, and you notice the funds never appear in your account.

It turns out you’ve been scammed. Transfers in Venmo take several days to process. Scammers take advantage of this by setting up transactions and canceling them before they go through. By the time victims realize they’ve never received the money, the scammers are long gone.

How to Avoid a Venmo Con:

Protect yourself when paying with Venmo by following this advice:

Use Venmo with friends: Protect yourself from scams by only using Venmo for its intended purpose—sending money to people you personally know.

Link Venmo to a credit card. As with many other purchases, using a credit card will help protect you if you don›t get the goods or services you paid for. Linking to a debit card or directly to your bank account does not give you that added protection.

Check your account to be sure that the money transferred: It takes a few days for Venmo payments to transfer. If you have any concerns that a payer didn’t really send the money, be sure to check your account directly.

To report a scam, go to BBB Scam Tracker (bbb.org/scamtracker).

 

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